The Advantages And Disadvantages Of Online Mortgage Lending

Online mortgage lending appears to be the way of the future. However, there are some important things to consider when dealing with online mortgage lenders.   Let’s start with the advantages of online mortgage lending. Online mortgage lending is a growing field that is starting to seriously compete with traditional ‘in person’ lenders. The process is relatively easy. The … Read more

How To Buy A Home With A Reverse Mortgage

A reverse mortgage loan is very much like a home equity loan. First we’ll look at the similarities between the two and then let’s discuss how to buy a home with a reverse mortgage.  First a reverse mortgage is a lump sum payment or annuity that is paid from a lender or  insurance company to supplement or provide … Read more

Government Student Loan Consolidation

Government Student Loan Consolidation: Is It The Solution For You? Students across the country are jumping on the government student loan consolidation bandwagon. And for good reason!Whether you are still in school, a graduate, unemployed or comfortably employed you can save thousands through a government student loan consolidation by locking in record low interest rates before they go up. … Read more

5 Questions To Ask About Refinancing

It’s important to think of all the questions to ask about refinancing before actually signing anything as refinancing is not for everyone. People refinance for many reasons – to lower monthly payments, to pay off a loan, build equity faster, convert a variable rate into a fixed rate mortgage etc. When considering refinancing you not only … Read more

Negotiate and Mortgage Rate Compare Says The Better Business Bureau

You should always mortgage rate compare to find the best mortgage to meet your needs before refinancing. Mortgage rate compare by contacting at least three different mortgage lenders. Despite your reason for refinancing – lower monthly payments or to build equity faster, three lenders are better than one. Record numbers of homeowners are jumping on … Read more

How To Find Reliable Debt Settlement Companies

Before you file bankruptcy or start an intensive debt management plan consider seeking out one of the many reliable debt settlement companies that are on the market. Debt settlement is a popular way of regaining financial wellness. If you’ve fallen considerably behind on high interest credit card payments for instance, it could take you as long … Read more

Is Debt Negotiation Bad?

Is debt negotiation bad? Well, yes and no. It all depends on your situation and how you view the negatives (and positives) of debt negotiation. Educating yourself about the ins and outs of debt negotiation is a good first step. Please note that the term ‘debt negotiation’ is also known as debt arbitration or debt … Read more

Debt Negotiation On Credit Cards

Debt negotiation on credit cards is also often referred to as credit card debt settlement. People to turn to credit card debt negotiation when they find they can’t handle a debt consolidation program. If you find you’re unable to make the minimum payments of a credit card debt consolidation repayment plan or haven’t been able … Read more